Grow with RPI
Capital that works as hard as you do
The best use of a merchant cash advance is one that pays for itself. Here are ways business owners put funding to work.
Equipment
Add capacity, replace aging machines, or bring outsourced work in-house.
Hiring
Add technicians, staff or a salesperson to serve more customers and take on more jobs.
Inventory
Stock up ahead of busy seasons or buy in bulk to capture supplier discounts.
Larger contracts
Cover materials and labor up front so you can say yes to bigger orders.
Marketing
Fund campaigns that bring in new customers and steady revenue.
Expansion and renovation
Open a new location, add space or upgrade your storefront.
Technology
Upgrade systems that save time and improve service.
Seasonal gaps
Keep payroll and operations steady through slower months.
Acquisitions
Buy a competitor or complementary business. Learn more
Before you apply
A smart-use checklist
If you're not sure, ask us. We'd rather help you structure the right amount than fund the wrong one.
- 1Will this investment bring in more than it costs?
- 2How soon will it start producing revenue?
- 3Can your business comfortably handle the daily payment during a slow week?
- Test a Slow Week in the Calculator
Your growth path
Start here. Grow with us.
Our founders used this kind of capital to grow. We want the same for you, so strong performance opens doors.
STEP 1
Complete in good standing
Finish your advance and build a track record with RPI.
STEP 2
Renew on better terms
The $395 documentation fee is waived, and you may qualify for a larger advance when revenue supports it.
STEP 3
First access to new products
Equipment financing, secured financing and business lines of credit as they launch.
STEP 4
Traditional financing
When you're ready, referrals to bank partners for lower-cost capital.
Every business is different; past results don't guarantee future outcomes.
Included for funded clients
A free cash-flow check-in, every quarter
Funding is just the start. Every funded RPI client gets a free 20-minute cash-flow check-in each quarter with our finance team, led by our Chief Financial and Operating Officer. It's the kind of guidance most owners only get from a CFO, at no cost.
Your cash-flow trends
What's coming in, what's going out and where the seasonal dips are, in plain English.
Planning ahead
Upcoming needs, slower months and how to prepare for them before they arrive.
Your next step
Practical moves toward renewal on better terms and, when you're ready, lower-cost bank financing.
MCA calculator
Run the numbers on your growth plan
Thinking about new equipment, a new hire or a bigger contract? Plug in an advance amount and your typical daily card sales to see the daily payment, what you keep and how long it takes to finish.
TRY IT WITH A $100,000 EXAMPLE